Effective date: September 29, 2026
Moneyfikasi is a personal finance app for tracking wallets, income, expenses, transfers, categories, budgets, presets, recurring transactions, statistics, and reports. The app is designed to keep your financial records on your device unless you choose to export or back them up.
Moneyfikasi stores the financial information you create, including wallet names and balances, categories, transaction amounts, notes, dates, budgets, presets, recurring transaction schedules, notification preferences, appearance settings, language settings, and app lock settings.
Your app data is stored locally on your device. Moneyfikasi does not require an account, does not upload your financial records to a Moneyfikasi server, does not use ads or analytics SDKs, and does not sell your data.
If you connect Google Drive, Moneyfikasi uses Google APIs to back up your data online:
drive.appdata scope, appDataFolder). The app can only read and manage files it created itself. It cannot see or access your other Drive files.moneyfikasi_yyyyMMdd_HHmmss.zip.Google user data access, use, storage, and sharing is limited to the practices disclosed in this policy.
If you use local backup, restore, or export features, the app creates files such as backups, CSV files, XLSX files, or saved images in the location you select or authorize. Anyone with access to those files may be able to read the data inside them, so keep exported and backup files in a secure place.
If you use AI Smart Input, the transaction text you type is sent to the configured AI provider (Groq / Google Generative AI) solely to parse it into a transaction. AI providers process it per their own privacy policies. We do not send your full financial history, only the text you submit.
Moneyfikasi may request notification permission to show local reminders and recurring transaction alerts. The app may also ask you to choose files or folders through Android system pickers for backup, restore, export, and image saving features. Internet access is used for AI parsing and optional Google Drive backup. Boot completed access is used to reschedule local recurring transaction reminders after the device restarts.
If you enable notifications, Moneyfikasi may create local notifications for recurring transactions and related reminders. Notification permission is controlled by your device settings and can be changed at any time.
App lock, PIN, and biometric options help protect access to the app on your device. Biometric verification is handled by Android system services. These features do not replace device-level security, encrypted backups, or careful handling of exported files.
Moneyfikasi keeps local app data until you edit it, delete it, clear app data, or uninstall the app. Exported and backup files remain wherever you saved them until you delete those files yourself. Drive backups remain in your Google Drive appDataFolder until you delete them via the app.
Moneyfikasi relies on Android system components and open source libraries to run app features, plus (only when you use them) Google Drive API and AI providers mentioned above. The app does not intentionally share your financial records with advertisers, analytics providers, or data brokers.
You can add, edit, delete, export, back up, restore, or remove your data using the app features and Android storage controls. Uninstalling the app or clearing app data from Android settings may remove local records stored by the app.
For privacy questions, contact the developer at fatkhurohman.tech@gmail.com.
This privacy policy may be updated when Moneyfikasi features change. Review this policy after updates to understand how app data is handled.