Effective date: September 29, 2026
These Terms of Service (“Terms”) govern your use of Moneyfikasi, a personal finance app for tracking wallets, income, expenses, transfers, categories, budgets, and related records.
By installing or using Moneyfikasi, you agree to these Terms. If you do not agree, do not use the app.
Moneyfikasi lets you record transactions, manage wallets and categories, set budgets, view reports and statistics, export data, and back up or restore your records locally or optionally to your own Google Drive.
Your financial records stay on your device unless you choose to export them or back them up. Optional Google Drive backup stores files only in your own Drive account (appDataFolder). You are responsible for keeping your device, backups, and exports secure.
You agree not to misuse the app, attempt to disrupt it, reverse-engineer it except as permitted by law, or use it for unlawful purposes.
Google Drive backup and AI Smart Input are optional features that rely on third-party services (Google, Groq / Google Generative AI) subject to their own terms and privacy policies. The app is not responsible for outages, changes, or data handling by those third parties.
Moneyfikasi is a record-keeping tool, not a financial advisor. Reports, budgets, and statistics are for informational purposes only.
Features may change, be added, or be removed over time. The app is provided “as is” without warranties of any kind to the maximum extent permitted by law.
To the maximum extent permitted by law, the developer is not liable for data loss, backup failures, or damages arising from use of the app. Always keep copies of important records.
You may stop using the app at any time by uninstalling it. These Terms remain applicable to prior use.
These Terms may be updated when features change. Continued use after updates constitutes acceptance.
Questions about these Terms: fatkhurohman.tech@gmail.com.